With the unprecedented changes the COVID-19 pandemic has inflicted on the world, the fintech industry has had to deal with navigating the challenging climate as well as providing many opportunities for businesses and consumers to review their financial options.

Enterprise blockchain has seen huge advances in its application over the past year, and as we enter 2021, startup founders in virtually every sector are considering whether they should be incorporating this technology into their product.

For many of us, 2021 could not come fast enough. I will not expound on the world’s collective gratitude in 2020 being finished, you can watch Netflix’s Death to 2020 for a much more humorous take on this! As we continue in yet another lockdown, I’d like to frame some of the work that Allia will be working on this year to support the impact start-ups and local businesses that are getting ready to step up and make a difference.

For many, the New Year is a time to focus on personal resolutions such as getting fit, organising the house, or saving money. This year, what if we focused on putting our work life in order too - effectively gaining more space to cope with the demands of super-busy modern business life, make working in start-ups a bit easier or even get that next promotion? 

The amount of waste we produce has come under intense scrutiny in recent years, with global annual waste generation expected to jump to 3.4 billion tonnes over the next 30 years, up from 2.01 billion tonnes in 2016, according to report published by World Bank. Businesses and consumers alike are now faced with the challenge of reducing how much landfill our actions generate. With conflicting interests making for slow progress, the circular economy model could change our fortunes. Here we explore why the circular economy is here to stay and why it is set to play a vital role in a low-carbon future.

After being diagnosed with limb-girdle muscular dystrophy (a rare genetic disorder) at the age of 22, former investment banker Angus Drummond, was told his mobility would decline over the next few years until one day he would require a wheelchair. Determined to experience the best of what the world had to offer, Angus quit his job in London, and set off with his wife to explore 35 new countries.

The UK edtech market was predicted to increase to £3.4bn by 2021. With £90.9m invested into edtech companies in 2018, up from just £9.9m in 2013, this market is clearly growing. However, when schools first closed due to COVID-19, and again at the start of this year, it became clear that many were understandably underprepared for the enforced radical shift to tech-led remote learning. Teachers struggled with the transition to online work, and many students lacked the necessary devices and connectivity to engage effectively online.

Corporate Venture Capital (CVC) has become significant force in the venture capital market. In Europe, CVCs participated in 1,325 deals worth €19.4bn in 2020 and are active in virtually every sector, and across all stages from Seed to growth equity. In the UK, CVCs participated in some of the biggest deals of 2020 - Hopin, Carzoo, Arrival - and despite significant headwinds due to COVID-19 deal activity remained strong, defying critics who had anticipated a slowdown as corporate balance sheets came under pressure.

Business process management is one of the cornerstones of operating a successful company. Implementing a specialised software solution dramatically boosts the effectiveness of BPM.

One of the UK’s young tech entrepreneurs is speaking out to warn organisations operating across multiple sectors that the post-COVID business world may look quite different than it did before.

As the pandemic continues to impact businesses - both small and large - across the globe, I meet with four diverse founders based in the UK, who are taking part in WeWork's Diverse Founders Programme in partnership with UK social enterprise, Foundervine.

With men being twice as likely to become entrepreneurs than women, the business world has a long way to go to address the barriers which stop women from starting companies, and help to create a more equal society.

Renowned technologist, investor, podcaster and business author, Arunkumar Krishnakumar a Partner at Delphos International, is releasing his second book - Restartup: A Founder′s Guide to Crisis Navigation - on the 4th of February along with his co-author, Maxson Tee. 

If we learnt anything from the past year it’s that having control over cash flow is the cornerstone of business health. The impact of COVID and other external factors like Brexit mean that things are constantly changing for small businesses, meaning they have to continuously adapt. This means that you will need to consistently map your cash flow and review your forecast  as things change. For example, things like furlough coming to an end in April will need to be factored into forecasting.

Small and medium sized businesses that have suffered due to COVID-19 don’t expect to recover to pre-pandemic levels until summer 2022, according to new research published by Santander UK.