This funding round was backed by prominent Italian banking groups, institutional investors, and business angels. With the support of Banca Finint, the company has already acquired its first rental credits through a securitisation programme.

The newly acquired funds will be utilised to purchase initial rental contracts, develop and launch new products and services – particularly in the commercial property sector—and strengthen its technology platform. Rent2Cash also plans to hire 30 new employees across Product, Sales, and Marketing in the upcoming months.

Technological Expansion

The investment will further enhance VAULT, Rent2Cash's proprietary algorithm. Currently capable of analysing over 50 variables related to the property, rental agreement, and tenant scoring, VAULT offers clients dynamic and personalised pricing. Future developments will see the algorithm encompassing new asset classes and expanding into the commercial property sector.

How Rent2Cash Works

Rent2Cash provides landlords with upfront payouts of up to three years' future rents. In return, the company manages rent collection, offers dedicated client support, and guarantees a formal liquidity proposal within 10 days of the request. Banca Finint, which oversees the securitisation process and acts as an advisor and investor, has been instrumental in launching the first securitisations in this sector.

“This funding round is a stamp of credibility for our business model and validates our vision and execution to date” explain the founders of Rent2Cash, (Gianluca Fioranelli, Yilang Chen and Marco Grassi. “The funds will fuel our product development efforts, accelerate the go-to-market timeline for our commercial real estate products in the coming weeks, and sustain our growth and hiring ambitions. The idea behind our project is to redefine the perceived value of a building by transforming a rental contract into immediate liquidity for the owners in a market that is estimated at over €30 billion a year in Italy alone and $2.5 trillion worldwide.”

“We are thrilled to back Rent2Cash, and to become advisors, investors and servicer of the securitisation. The investment is in line with our commitment to support new solutions in the financial market, and offer our expertise to promising and innovative businesses,” adds Paolo Gabriele, Head Of Investment Banking Financial Institution of Banca Finint. “Rent2Cash platform represents a unicum in this segment, operating in an untapped sector with huge potential for growth. The securitisation market is an area in which Banca Finint has considerable expertise and a leading position in the Italian market. We believe that it’s a financial instrument of choice for investors looking to support disruptive players in the fintech space.”