Elina Rayberg

Elina joined Valar in 2024 as the firm’s first European investor. Based in London, she helps manage Valar’s European portfolio and source new opportunities in the region.  Prior to joining Valar, Elina worked at an early-stage generalist fund, Singular, where she helped build out their London presence. Earlier in her career, Elina led and worked on Fintech and B2B SaaS investments at RTP Global and was an investment banker at Perella Weinberg Partners. Elina received her MS Degree in Finance and Accounting from Imperial College, London and her BSs Degree in Business Management from Queen Mary, University of London. 

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How neobanks can reassure and retain users as fines add up

In early July 2025, neobank giant Monzo was handed a £21 million fine by the FCA for onboarding thousands of customers deemed ‘high risk’. This followed a €3.5 million fine issued to Revolut earlier in the year for failing to address money laundering on its platform, and a £29 million fine levied against Starling Bank in October 2024 for deficiencies in its financial crime controls.

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