Today, every penny counts, but saving month over month can be challenging. If you’re struggling to save money, you may be unaware of the factors impacting your financial habits. A recent survey by SoFi revealed surprising correlations between the personal traits and economic patterns of over 1200 respondents. The purpose of the survey was to uncover trends in cash-back credit card users vs. debit card and cash users. However, the study also discovered that age, gender, relationship status, and other personal traits could impact your financial habits and ability to save. Here are some of the most exciting finds of this survey and what you should consider when trying to save money month over month.