Kimmo is the Founder and CEO of Income, the next generation peer-to-peer marketplace offering a safer and more transparent environment for investments. He founded Income together with Meliina Räty in 2020. Kimmo has over 15 years of experience in consumer lending and fintech under his belt.

Having successfully founded, managed, and advised several fintech companies, Kimmo understands what it takes to build a data-driven fintech and how to achieve scale and profitability in a fast-developing environment. Being passionate about the peer-to-peer industry and developments in embedded finance, he actively follows the latest innovations and incorporates them in his business.