Buy Now, Pay Later (BNPL) has been one of the most notable financial trends in recent years, consistently trending upwards in size and scale during a period of instability and disruption. A novel and accessible form of lending, BNPL gained traction among some noteworthy fintech startups before breaking into the big time, with some of the world’s largest and most influential companies either incorporating third-party BNPL services into their offering or even creating their own product.