Designed with simplicity and transparency at its core, Muloot provides clear rates and fees, free from hidden charges. It enables swift bank-to-bank transfers across borders and supports transactions in over 30 currencies. By giving customers control over exchange rates, Muloot allows them to select the best rate, optimising their financial outcomes.

The brains behind Muloot are Steve Foo and Adam Rigler, CEO of Aspire Commerce Group. Rigler, with over 20 years of experience at Household Bank, Discover Bank, and Morgan Stanley, also co-founded CardOneMoney.com, a brand focused on promoting financial independence for all.

Adam Rigler says: “At Muloot, we pride ourselves on saying ‘yes’ where others might say ‘no’. We see hurdles as opportunities to provide exceptional service, especially for customers with complex business arrangements. Whether someone’s managing a business with international reach or navigating personal finances, Muloot offers a personalised, inclusive approach to payments.”

Muloot’s intuitive web platform simplifies the management of everyday financial tasks like bills, foreign exchange, and payments, all through a sleek, user-centric design. With a quick and straightforward account setup, users can easily log in to manage their products, discover new services, and connect with customer support via secure live chat or messaging. Unlike traditional banking services, Muloot delivers personalised, hands-on assistance, with a dedicated UK-based team providing tailored support to every customer.

Designed for businesses of all sizes, Muloot caters especially well to those operating in sectors that often struggle to secure services from mainstream banks, whether due to complex business models or industry-specific challenges. Its inclusive, flexible approach makes it an ideal partner for these businesses, offering the specialised financial solutions they need to succeed.

Aspire Commerce Group, headquartered in Chester, UK, with additional offices in Singapore, is planning to expand into the EU. The group focuses on improving operational efficiency and user experience in global payments and finance. By combining everyday operational accounts with foreign exchange, specialised business finance, and professional services, Aspire provides a comprehensive solution for businesses engaged in international trade.